Grade 12

Quiz Topics

2.1 ENTREPRENEURSHIP

Specific Competence: Students will be able to create business ideas, prepare a business plan, use ways to get money for businesses, follow good business ethics, and apply safety steps to stop fraud. Learning Activities: Students discuss business ideas and where they come from (like from themselves, family, or books). They check ideas using SWOT analysis (Strengths, Weaknesses, Opportunities, Threats). They prepare a business plan, including its parts (like a summary, marketing, money plans). They explore ways to get money for businesses (like leasing, saving, loans) and use suitable ones. They describe good business ethics (like being honest, fair) and discuss what happens if businesses are not ethical (like losing customers, going to jail). They explain fraud, investigate common fraud areas (like online shopping scams, ATM fraud, phone scams), and learn to spot fraud. They describe different types of fraud (like hacking), discuss its bad effects (like losing money), and identify places to report fraud (like ZICTA, Police). They apply safety steps (like two-step verification, updating PINs). Expected Standard: A business idea is successfully created. A business plan is prepared correctly. Ways of getting money for businesses are used properly. Good business ethics are followed. Safety steps to stop fraud are used.

1.0 SAFETY

Specific Competence: Apply personal safety precautions, workplace safety practices, first aid techniques, and fire-fighting techniques. Learning Activities: Discuss safety precautions like proper clothing, designated eating areas, safe lifting, machine operation, and using personal protective equipment (PPE). Research different types of PPE. Show how to handle tools safely. Create plans for staying safe. Explore safe practices such as proper tool storage, keeping walkways clear, and keeping workbenches clean. Look into good lighting and airflow. Develop rules for safety. Check workplaces for safety. Identify common accident situations like not being able to breathe, burns, or cuts. Practice giving first aid through role-playing. Show how to give first aid to someone who is hurt. Sort fires into different types. Use fire-fighting tools like extinguishers, sand, hose reels, and fire blankets. Practice preventing fires. Expected Standard: Personal safety, workplace safety practices, first aid techniques, and fire-fighting techniques are used correctly.

3.1 BUSINESS UNITS

Specific Competence: The student will be able to show they understand different types of businesses, how to register a business, and what roles government bodies play in business. Learning Activities: Students will identify private businesses (like sole traders, partnerships, cooperatives, private and public limited companies) and public businesses (like public corporations). They will explain how each type is formed, its features, ownership, management, good points, bad points, and how it ends. They will outline steps for registering a business, discuss the roles of organizations like Local Authorities, PACRA, ZRA, ZPPA, and practice registering a business online and in person. They will also identify and investigate the roles of various government bodies (PACRA, NAPSA, ZRA, ZPPA, ZEMA, ZABS) that help run businesses. Expected Standard: The student will correctly show knowledge of different business types, the steps for registering a business, and the roles of government bodies in running businesses.

2.0 MATERIALS

Specific Competence: Use timber, manufactured boards, metals, plastics, and other materials in different situations. Learning Activities: Sort wood into soft wood and hard wood. Learn about wood's features. Study how wood is made (cutting down trees, processing logs, drying wood). Find problems in wood. Put chemicals on wood to protect it. Practice planting trees. Identify types of manufactured boards like plywood, blockboard, fibreboard, MDF, and chipboard. Talk about how these boards are used. Apply edge coverings to boards. Make things from boards. Learn about the features of metals. Sort metals into ferrous (containing iron), non-ferrous (not containing iron), and metal mixtures (alloys). Explore how metals like iron, steel, copper, aluminium, zinc, and tin are made. Look at how metals affect the environment. Recycle and reuse metals. Make things from metals. Use metals safely. Learn about the chemistry and structure of plastics. Identify types like thermosetting and thermoplastics. Learn about plastic's features. Study how plastics are shaped. Work with plastics. Look at how plastics affect the environment. Encourage saving resources. Use plastics safely. Explore materials like reeds, grass, leather, ceramics, glass, rubber, fibreglass, and canvas. Research their features. Look at their effects. Make things from these materials. Recycle, reuse, and reduce waste. Use these materials safely. Expected Standard: Timber, manufactured boards, metals, plastics, and other materials are used correctly and in a way that protects the environment.

3.2 CAPITAL MARKETS

Specific Competence: The student will be able to practice investing in securities and show they understand what the Securities and Exchange Commission (SEC) does. Learning Activities: Students will explain capital markets and discuss different investment tools like shares, bonds, debentures, stocks, and government bonds. They will explore types of securities, discuss the benefits of investing in them, and describe the people involved in the capital market (brokers, dealers, banks, quoted companies, investors). They will explain how the Securities Exchange works and illustrate the steps for trading securities. They will also describe the Securities and Exchange Commission and explain its functions. Expected Standard: The student will correctly practice investing in securities and appropriately show knowledge of what the Securities and Exchange Commission does.

2.1.5 WAGES AND SALARIES

Specific Competence: Students will be able to show knowledge of calculating wages and salaries. Learning Activities: Students explain what wages and salaries are. They state how to calculate them. They prepare time cards. They understand a pay slip (total pay, basic pay, take-home pay, money taken out for taxes or other reasons). They prepare wage sheets. Expected Standard: Knowledge of calculating wages and salaries is shown correctly.

3.0 MANUFACTURING PROCESSES

Specific Competence: Apply joining and finishing methods. Learning Activities: Learn about ways to join materials like using nails, screws, bolts, glues, welding, and soldering. Show how to join materials in real life. Explore ways to finish surfaces like painting, varnishing, polishing, and spraying. Show how to do these finishing methods in practice. Expected Standard: Joining and finishing methods are used correctly.

2.1.6 PERSONAL FINANCIAL MANAGEMENT

Specific Competence: Students will be able to apply knowledge of personal financial management, practice different methods of saving, use different methods of investment, prepare a budget, practice ways of managing debt, and apply money risk management strategies. Learning Activities: Students explain personal financial management (like saving money, investing money, making a budget, borrowing money, managing risks) and why it is important. They explain why saving is important and discuss ways to save (like a bank account, traditional methods, mobile money). They practice suitable saving methods. They explain what investment is, find out about investment methods (like buying shares, bonds, starting a business), and discuss why investing is important. They tell the difference between saving and investing. They explain what budgeting is, describe types of budgets (for individuals, homes, businesses, the country), and look at why people make budgets. They prepare budgets (for themselves, their home, a business). They explain borrowing money, discuss why people borrow, and understand and talk about the rules for borrowing. They discuss the dangers of borrowing too much and explain ways to manage debt (like making a payment plan, creating a budget). They show how to manage debt. They explain money risk management and why it is important. They research strategies (like insurance, collateral, spreading investments, emergency money, having a guarantor) and learn about social security schemes (like NAPSA, PSPF, Workers Compensation, NHIMA). They apply these risk management strategies. Expected Standard: Knowledge of personal financial management is applied. Different saving methods are practiced. Different investment methods are used successfully. A personal budget is prepared correctly. Ways of managing debt are practiced. Financial risk management strategies are applied.

3.3 BANKING AND FINANCE

Specific Competence: The student will be able to show they understand banking and non-banking institutions, use banking services, know how to fill in banking documents, use modern banking methods, and understand what the Central Bank does. Learning Activities: Students will describe types of banking institutions (like commercial banks, building societies) and non-banking institutions (like insurance companies, bureau de change, mobile money providers, micro finance companies). They will discuss services offered by banks (like keeping money safe, providing foreign money, ATMs) and explore ways to pay (like credit transfer, direct debiting, standing order, electronic fund transfer). They will research different bank accounts, match scenarios to suitable accounts, show how to open accounts, and explain customer rights. They will look at sample banking documents (deposit slip, withdrawal slip, cheque), discuss them, and practice filling them in. They will explore modern banking trends, review banking apps (their features and benefits), examine digital finance (online banking, mobile banking, digital wallets, cryptocurrency, biometric technology, personalized banking), and analyze challenges in digital finance (internet problems, scams, fraud, internet access). They will also discuss the functions of the Central Bank and investigate its role in processing electronic payments. Expected Standard: The student will correctly show knowledge of banking and non-banking institutions, use banking services, correctly show knowledge of filling in banking documents, use modern banking trends, and appropriately show knowledge of the Central Bank's functions.

4.0 GRAPHICS COMMUNICATION

Specific Competence: Use drawing tools and instruments, and communicate ideas with freehand sketches. Learning Activities: Draw using tools like rulers, set squares, and compasses. Apply correct lettering, line types, and scaling (making things bigger or smaller to fit the paper). Draw quick sketches of products without using tools. Show design ideas with these sketches. Add notes to sketches. Expected Standard: Drawings are neat and correct. Sketches show ideas clearly.

3.4 INSURANCE

Specific Competence: The student will be able to explain why insurance is important, show they understand risks that can be insured and those that cannot, show they understand the basic rules of insurance, take out an insurance policy, show they know how to make an insurance claim, and show they understand the functions of the Insurance Regulator. Learning Activities: Students will explain what insurance is and assess its importance. They will research and distinguish between risks that can be insured (like accidents, fire, marine) and risks that cannot be insured (like illegal acts, bad management, another person's property). They will identify and describe the principles of insurance (insurable interest, utmost good faith, proximate cause, indemnity, subrogation, contribution) and show how to apply them. They will describe different insurance covers (life, accident, fire, health, marine), outline what insurance brokers do, explore the steps for getting insurance, and show how to take out an insurance cover. They will investigate and show how to make an insurance claim. They will also describe the functions of the Pensions and Insurance Authority (PIA). Expected Standard: The student will correctly explain the importance of insurance, appropriately show knowledge of insurable and non-insurable risks, correctly show knowledge of insurance principles, correctly take out an insurance policy, correctly show knowledge of how to make an insurance claim, and appropriately show knowledge of the functions of the Insurance Regulator.

2.2 BUYING AND SELLING ON CREDIT

Specific Competence: Students will be able to use suitable methods of buying and selling on credit. Learning Activities: Students explain credit transactions (buying now, paying later). They look at different methods (like hire purchase, deferred payments, lay-bye, credit cards, informal credit). They practice these methods of buying and selling on credit. Expected Standard: Methods are used correctly.

2.3 INTERNATIONAL TRADE

Specific Competence: Students will be able to show knowledge of conducting business between countries. Learning Activities: Students explain international trade (buying and selling between countries). They describe why it is important. They explore challenges (like language, distance, changing money). They research documents used (like indent, bill of lading, bill of exchange). They investigate ways to pay (like bank draft, electronic transfer, documentary credits). They tell the difference between balance of trade (goods) and balance of payment (all money in/out). They discuss ways to fix an unbalanced trade or payment. Expected Standard: Knowledge of international trade is shown appropriately.

5.0 SYSTEMS TECHNOLOGY

Specific Competence: Apply principles of electricity/electronics and use Information and Communication Technology (ICT) tools in design & manufacturing. Learning Activities: Study electric current, voltage, and resistance. Learn Ohm's Law (a rule about how current, voltage, and resistance are related). Build simple electrical paths. Use components like resistors, capacitors, and diodes. Explore computer software for design (CAD). Research how computers are used in manufacturing (CAM). Practice design work using computer simulations. Expected Standard: Principles of electricity and electronics are used correctly. ICT tools are used well.

6.0 STRUCTURES

Specific Competence: Build simple structures. Learning Activities: Study different types of structures like frame structures, shell structures, and solid structures. Investigate materials used for building. Test how strong materials are. Build small models of structures. Expected Standard: Structures are built correctly.

2.4 ZAMBIA REVENUE AUTHORITY (ZRA) AND TAX COMPLIANCE

Specific Competence: Students will be able to show knowledge on following tax rules. Learning Activities: Students explain what the ZRA does. They take part in tax compliance activities (following tax rules). Expected Standard: Knowledge on following tax rules is shown appropriately.

2.5 ONLINE BUSINESS (E-COMMERCE)

Specific Competence: Students will be able to practice E-Commerce. Learning Activities: Students describe E-Commerce (doing business online, like online shops, online payments, digital marketing). They explore its features (like digital platforms, online stores, payment systems, the internet). They look at the good and bad points. They practice E-Commerce activities. Expected Standard: E-Commerce is practiced correctly.

7.0 MECHANISMS

Specific Competence: Apply simple machines in problem solving. Learning Activities: Study simple machines like levers, pulleys, gears, cams, and linkages. Show how they work using models. Expected Standard: Simple machines are used correctly to solve problems.

8.0 DESIGN PROCESS

Specific Competence: Apply the design process to solve real-life problems. Learning Activities: Find problems. Create many ideas. Do research. Develop solutions. Make early versions of products (prototypes). Test and check how well they work. Expected Standard: The design process is used successfully.

2.6 CONSUMER PROTECTION

Specific Competence: Students will be able to show ways of protecting consumers from unfair practices. Learning Activities: Students describe why consumers need protection (to avoid being cheated, to protect their health). They understand unfair practices (like goods weighing less than stated, charging too much, misleading discounts, expired goods). They investigate ways to protect consumers (like speaking up, teaching others, reporting problems, laws, rules). They identify organisations that protect consumers (like Zambia Bureau of Standards, CCPC, Government). They practice consumer protection methods. Expected Standard: Consumer protection is shown successfully.

9.0 ENTREPRENEURSHIP

Specific Competence: Apply entrepreneurial skills in production. Learning Activities: Find business opportunities. Plan business ideas. Market products (tell people about them). Calculate the cost of materials. Figure out profits. Keep business records. Expected Standard: Entrepreneurial skills are shown effectively.